Unlimited cashback on your YouBiz card is awarded only on eligible card transactions, that exclude transactions listed below (“Excluded Transactions”) made on your YouBiz card.
The following types of transactions will be considered as Excluded Transactions and no cashback reward will be provided:
- Bank, payment wallets, including but not limited to PayLah!, PayPal, Singtel Dash, GrabPay, ShopeePay, Revolut, Wise, Lazada Wallet, Amaze
- Investment, brokerage, remittance, insurance, and cryptocurrency platform
- Bill payment service providers or aggregators, including but not limited to AXS and SAM
- Buy-Now-Pay-Later service providers, including but not limited to Atome, Hoolah, Pace, Rely
- Transit card or app top-up
- Any payment made with the following Merchant Category Code ("MCC")
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MCC 4829, 6011, 6012, 6050, 6051, 6540 - Money Transfer, Financial Services and Funding-related payments
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MCC 5960, 6211, 6300, 6513 - Investment, Brokerage, Insurance, and Real Estate related payments
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MCC 8062 - Hospital related payments
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MCC 8211, 8220, 8241, 8244, 8249, 8299 - Schools and Educational related payments
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MCC 8398, 8651, 8661 - Charities, Political Organizations, and Religious Organizations related payments
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MCC 9211, 9222, 9223 - Fines, Court Costs, Bail and Bond payments
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MCC 9311 - Tax payments
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MCC 9399, 9402, 9405 - Government and related payments
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MCC 4111 - Bus/MRT and other local/suburban commuter passenger transport, including ferries or water transport)
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- Any unposted, voided, cancelled, disputed or reversed transactions within the calendar
month for any reason
The above list is non-exhaustive and may be subject to change from time to time. As we are committed to developing new services and features to serve you better, please do visit this page regularly to stay updated.